Skip to main content
Hertzenberg Financial LLC
menu
  • Home
  • About Us
    • Our Team
    • Our Process
    • Who We Serve
  • Services
    • Investment Planning
    • Retirement Planning
    • Asset Management
    • Annuities
    • Small Business Retirement Plans
  • Resources
    • Blogs
    • Financial Calculators
    • Useful Links
  • Contact
  • Client Login
  • View of Mountains from a Road in Colorado

Blogs

A crosswalk sign in a city. A red hand on the sign is lit up, signaling people to stop
Kip Hertzenberg | Aug 16, 2024

Personal Finance Mistakes to Avoid

Finance
Savings
Are you making one of these common financial mistakes? Here are some steps to consider.
Read More
A row of houses along a canal
Kip Hertzenberg | Aug 9, 2024

Retiring Abroad

Retirement
Lifestyle
Spending your retirement years in a new country can be exciting, so long as you're prepared.
Read More
Digital art image of a business person looking through a large set of binoculars.
Kip Hertzenberg | Aug 2, 2024

3 Investment Factors that Don’t Drive Long-term Returns

Investments

As a long-term investor, you’re always thinking about what factors drive your investment returns. Unfortunately, many investors focus on things that cause short

Read More
Hand holding a bill with a red "Past Due" stamp on it
Kip Hertzenberg | Jul 26, 2024

Debt and Retirement: Can You Handle Both?

Retirement
If you’re struggling to save for retirement because of debt, it’s never too late to start.
Read More
default blog image
Kip Hertzenberg | Jul 19, 2024

A Guide to Pensions & Retirement Benefits

Retirement
Investments
Tax Planning

How much do you really know about retirement benefits?

If you’re like most Americans, it’s not that much. In fact, most of us have fairly poor “retirement

Read More
Silhouette of a person from behind standing at the end of a dock looking out at a lake. The sun is rising behind the mountains.
Kip Hertzenberg | Jul 12, 2024

Creating an Investment Philosophy

Investments
A clear investment philosophy may help you stay focused on your goals, even in times of uncertainty.
Read More
Close-up image of an elderly hand being held by a younger-looking hand
Kip Hertzenberg | Jul 5, 2024

Practical Tips: How to Avoid These 4 Estate Planning Missteps

Finance
Lifestyle
Estate Planning

First, let’s start by uncovering the most common mistake in estate planning…

Surprisingly, this frequently made mistake might already be on your doorstep. A

Read More
A calculator and a pen on top of a graph
Kip Hertzenberg | Jun 28, 2024

5 Year-End Tax Planning Opportunities

Tax Planning
If you’re looking to lower your tax liability before the deadline, here are some options to consider.
Read More
Digital art of a lawyer standing next to a large document and gavel.
Kip Hertzenberg | Jun 21, 2024

Your Role & Responsibilities as an Agent in a Power of Attorney (POA)

Investments
Finance
Tax Planning
Insurance
Estate Planning
A power of attorney (POA) can grant you certain authority and specific responsibilities. While the extent and limitations of POAs can vary based on many factors
Read More
Parent reading a book to their newborn child
Kip Hertzenberg | Jun 14, 2024

What does "Wealth" Mean to You?

Finance
Lifestyle
A clear understanding of what wealth looks like to you may help you build a financial strategy.
Read More
An elderly woman wearing brightly colored, hip clothing doing a funny pose.
Kip Hertzenberg | Jun 7, 2024

Longevity in Retirement & What You Should Know

Investments
Retirement
Finance
Savings

How many years will your retirement last?

What are the chances you’ll live past 90?

Most of us answer those questions wrong because we don’t have strong longe

Read More
Man sitting on a park bench and working on a laptop
Kip Hertzenberg | May 31, 2024

Financial FAQs

Finance
Retirement
From retirement savings to living abroad, here are some of our commonly asked questions.
Read More

Pagination

  • First page « First
  • Previous page ‹ Previous
  • Page 1
  • Page 2
  • Page 3
  • Current page 4
  • Page 5
  • Page 6
  • Next page Next ›
  • Last page Last »

Our Offices

14143 Denver West Parkway - #450,
Golden, CO  80401

 

1817 Cranmer Ave.
Fraser, CO 80442

Contact Us

kip.hertzenberg@westernwealthmgmt.com
720-312-3159

Get in Touch

Check the background of your financial professional on FINRA's BrokerCheck. https://brokercheck.finra.org/
 
Advisory services offered through Western Wealth Management, a registered investment advisor, dba Hertzenberg Financial, LLC. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Hertzenberg Financial, LLC and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Western Wealth Management unless a client service agreement is in place.
 


Confidentiality of Personal Information 

When visitors access our website, we may ask for personal information such as name, address, email address, telephone number, and company. We also collect information about aggregate site usage. Statistics that we gather about unique visits, referring URLs, repeat visits and page views are all based on IP addresses, and are not associated with your personal information. This information shall be considered confidential information and will be handled in accordance with our Privacy Policy. We take every measure to protect our users' information submitted to us through our website or through any survey.
 
Children 

This site is not targeted towards children under the age of 18, nor does this site knowingly collect personal information about children.
 
Links
 

This site may contain links to other sites. When you navigate to any of the websites or posts provided, you are leaving this site. Please be aware that we are not responsible for the privacy practices or content of such other sites. We encourage our users to be aware that when they leave our site, they should read the privacy statements of external websites that collect personally identifiable information. Our Privacy Policy applies solely to information collected by this website. We make no representation as to the completeness or accuracy of information provided by external sites, nor are we liable for any direct or indirect technical or system issues or any consequences arising out of your access to or use of third-party technologies, sites, information and/or programs made available through this site. Information and opinions on this site provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. It is given for informational purposes only and is not a solicitation to buy or sell any products or services offered. The information is not intended to be used as the primary basis for investment decisions, nor should it be considered as advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content.
 
Cookies 

This site may use cookies to help track usage patterns on our site. A cookie is a piece of data stored on the user's hard drive containing information about the user. The cookie is only on the user’s computer; it is not stored or retained in any form by the Site. Usage of a cookie is in no way linked to any personally identifiable information while on our site. It is used for the sole purpose of identifying a regular user’s preferences, to customize the user’s experience. For instance, by setting a cookie for this site, the user would not have to log in a password more than once, thereby saving time. Advertisers and advertising vendors who serve ads onto our websites may use their own cookies or other tracking technologies. We cannot be responsible for the privacy policies or practices of any such advertisers and vendors.
 
Legal Disclaimer

This site does not make any warranties or representations, express or implied, about the information provided on or accessed through our site. It does not warrant or represent that the information is accurate, up-to-date, comprehensive, verified or complete. Our site does not accept liability for any error, omission, or delay in the information or for any reliance placed by any person on the information. Our site shall not be liable for any claims or losses of any nature, arising indirectly or directly from use of the information on or accessed through the Site. You acknowledge that the information is not provided as the basis of any professional advice or for transactional use. Western Wealth Management, LLC dba Castle Rock Private Wealth shall not be responsible or liable for any investment decisions or trading or any other actions taken by you or by third parties based on information contained in this site without an advisory agreement in place.
 
Contact Us 

If you have any questions about this privacy statement, or the practices of this site, please contact us at kip.hertzenberg@hertzenbergfinancial.com

 

View Form ADV 2A

View Privacy Policy

View CRS

© 2025 Hertzenberg Financial LLC All rights reserved.